Source: https://awesomecalcs.com/advanced-sip-calculator/5000-monthly-25-years-stepup-10
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Rs 5,000 Monthly SIP with 10% Annual Step-Up over 25 Years

> A Rs 5,000 monthly SIP that increases by 10% every year, over a 25 year horizon at 12% expected return, showing how step-up compounds the final corpus.

Interactive calculator: https://awesomecalcs.com/advanced-sip-calculator/5000-monthly-25-years-stepup-10

Keywords: advanced sip calculator, step up sip 5000 monthly, 10 percent step up sip 25 years

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInvestment": 5000,
    "annualReturnRate": 12,
    "years": 25,
    "extraMonths": 0,
    "frequency": "monthly",
    "lumpsumTopUp": 0,
    "stepUpEnabled": true,
    "annualStepUpPercent": 10,
    "inflationEnabled": false,
    "annualInflationRate": 6,
    "taxEnabled": false,
    "fundType": "equity",
    "incomeTaxSlabPercent": 30,
    "expenseRatioEnabled": false,
    "expensePlanType": "regular",
    "expenseRatioPercent": 1.5,
    "volatilityEnabled": false,
    "volatilityPreset": "moderate",
    "monteCarloEnabled": false
  }
}
```

## Frequently asked questions

### How much bigger is the corpus with a 10% annual step-up?

Starting at Rs 5,000/month and raising it by 10% every year means your year-25 monthly instalment is roughly 10 times your starting amount, while your average monthly contribution across the whole period is far higher than a flat Rs 5,000 SIP, so the final corpus is significantly larger than a non-step-up SIP at the same starting amount.