Source: https://awesomecalcs.com/cost-of-delay-calculator/1-year-delay-15000-monthly-25-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Cost of a 1 Year Delay on a Rs 15,000 Monthly SIP over 25 Years

> See that even a single year of delay has a real cost on a Rs 15,000 monthly SIP over a 25 year horizon at 12% expected return.

Interactive calculator: https://awesomecalcs.com/cost-of-delay-calculator/1-year-delay-15000-monthly-25-years

Keywords: cost of delay calculator, 1 year delay sip, cost of waiting 1 year to invest

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInvestment": 15000,
    "annualReturnRate": 12,
    "totalYears": 25,
    "delayYears": 1
  }
}
```

## Frequently asked questions

### Is it worth worrying about just a 1 year delay?

Over a long horizon like 25 years, even a single year of delay measurably reduces the final corpus, since that year would otherwise have compounded for the entire remaining period. It is a smaller effect than a multi-year delay, but not a negligible one.