Source: https://awesomecalcs.com/fd-calculator/100000-fd-1-year
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹1,00,000 FD for 1 Year

> See the maturity value and total interest earned on a ₹1,00,000 fixed deposit for 1 year at 7% p.a., compounded quarterly.

Interactive calculator: https://awesomecalcs.com/fd-calculator/100000-fd-1-year

Keywords: 1 lakh FD 1 year maturity value, 100000 fixed deposit 1 year 7 percent, FD 1 lakh 12 months returns India, 100000 FD 1 year interest earned, 1 lakh bank FD 1 year 107000 maturity

## Scenario inputs

```json
{
  "inputs": {
    "principal": 100000,
    "interestRate": 7,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I lock this FD in for 5 years instead of 1?

Extending a ₹1,00,000 FD from 1 year to 5 years takes the maturity value from about ₹1,07,186 to about ₹1,41,478, an increase of about 32%, because the interest earned in year 1 keeps compounding for 4 more years. Try the FD calculator with deposit = ₹1,00,000 and tenure = 60 months to see the full year-by-year table.

### What if I deposit ₹50,000 instead of ₹1,00,000 for the same 1 year?

Halving the deposit to ₹50,000 for the same 1-year, 7% inputs halves the maturity value too, from about ₹1,07,186 to about ₹53,593, since the FD formula scales linearly with the principal. Try deposit = ₹50,000 and tenure = 12 months on the FD calculator to confirm.

### How much of this ₹1,00,000 FD's maturity value is interest after 1 year?

Of the roughly ₹1,07,186 maturity value after 1 year, your original ₹1,00,000 stays as the deposit and the remaining roughly ₹7,186 comes from compounding interest at 7% p.a. (compounded quarterly), a gain of about 7.2% over the amount deposited.