Source: https://awesomecalcs.com/fd-calculator/25000-fd-1-year
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹25,000 FD for 1 Year

> See the maturity value and total interest earned on a ₹25,000 fixed deposit for 1 year at 7% p.a., compounded quarterly.

Interactive calculator: https://awesomecalcs.com/fd-calculator/25000-fd-1-year

Keywords: 25000 FD 1 year maturity value, 25000 fixed deposit 1 year returns, FD calculator 25000, fixed deposit returns 1 year, FD vs RD 25000, 25000 bank FD 7 percent

## Scenario inputs

```json
{
  "inputs": {
    "principal": 25000,
    "interestRate": 7,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this FD from 1 year to 3 years?

Extending a ₹25,000 FD from 1 year to 3 years takes the maturity value from about ₹26,797 to about ₹30,786, an increase of about ₹3,989. A small FD like this is a common way to keep a quarter of your emergency fund in a higher-interest instrument than a savings account. Try the FD calculator with deposit = ₹25,000 and tenure = 36 months.

### What if I deposit ₹50,000 instead of ₹25,000 for the same 1 year?

Doubling the deposit to ₹50,000 for the same 1-year, 7% inputs doubles the maturity value from about ₹26,797 to about ₹53,594. Try deposit = ₹50,000 and tenure = 12 months on the FD calculator to confirm.

### How does a ₹25,000 FD compare to an RD over 1 year?

A ₹25,000 FD earns about ₹1,797 interest over 1 year at 7% p.a. A recurring deposit of ₹2,083 per month (roughly the same total outlay) earns less, because each instalment compounds for fewer months on average. If you have the lump sum available, the FD gives more interest than the equivalent RD over the same period.