Source: https://awesomecalcs.com/impact-of-fees-calculator/0.5-percent-fee-25000-monthly-15-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Impact of a 0.5% Fee on a Rs 25,000 Monthly SIP over 15 Years

> See how a low 0.5% index-fund-style fee affects a larger Rs 25,000 monthly SIP at a 12% gross expected return over 15 years.

Interactive calculator: https://awesomecalcs.com/impact-of-fees-calculator/0.5-percent-fee-25000-monthly-15-years

Keywords: impact of 0.5 percent fee calculator, index fund fee impact, low expense ratio calculator

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInvestment": 25000,
    "grossAnnualReturnRate": 12,
    "annualFeePercent": 0.5,
    "years": 15
  }
}
```

## Frequently asked questions

### Does even a low fee like 0.5% matter on a large SIP?

Yes, since the fee is a percentage of the growing balance, a larger monthly SIP has a proportionally larger balance to apply that percentage to, so the absolute rupee cost of even a small fee percentage can still be significant over 15 years.