Source: https://awesomecalcs.com/impact-of-fees-calculator/2-percent-fee-5000-monthly-25-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Impact of a 2% Fee on a Rs 5,000 Monthly SIP over 25 Years

> See the long-term cost of a higher 2% annual fee on a Rs 5,000 monthly SIP at a 12% gross expected return over 25 years.

Interactive calculator: https://awesomecalcs.com/impact-of-fees-calculator/2-percent-fee-5000-monthly-25-years

Keywords: impact of 2 percent fee calculator, 2 percent fee sip, high expense ratio impact

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInvestment": 5000,
    "grossAnnualReturnRate": 12,
    "annualFeePercent": 2,
    "years": 25
  }
}
```

## Frequently asked questions

### Why do actively managed funds sometimes charge fees this high?

Actively managed regular plans include research costs and distributor commissions in the expense ratio, which can push total charges to 2% or slightly above for smaller or newer funds, though SEBI caps the maximum expense ratio by fund size and category.