Source: https://awesomecalcs.com/income-tax-calculator/12-lakh-salary-old-vs-new
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Old vs New Tax Regime for Rs 12 Lakh Salary

> Compare your income tax liability under the old and new regimes for a Rs 12,00,000 gross annual income.

Interactive calculator: https://awesomecalcs.com/income-tax-calculator/12-lakh-salary-old-vs-new

Keywords: income tax calculator, 12 lakh salary tax, old vs new regime 12 lakh

## Scenario inputs

```json
{
  "inputs": {
    "grossIncome": 1200000,
    "section80C": 150000,
    "section80D": 25000,
    "section80CCD1B": 0,
    "hraExemption": 0,
    "homeLoanInterest": 0,
    "otherDeductions": 0
  }
}
```

## Frequently asked questions

### Is Rs 12 lakh income tax-free under the new regime?

Effectively yes for FY 2025-26, since the Section 87A rebate makes tax payable nil for taxable income up to Rs 12,00,000 under the new regime, though a small amount of tax can apply once income crosses that threshold.

### Should I still claim 80C deductions if I choose the new regime?

No, most deductions including Section 80C, 80D, and HRA exemption are not available under the new regime, so investing purely to claim these benefits does not help your tax outcome if you have picked the new regime.