Source: https://awesomecalcs.com/loan-prepayment-calculator/2500000-loan-5000-monthly-prepayment
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

---
# Loan Prepayment: 25 Lakh Loan, 5,000 Extra Every Month

> A recurring extra payment of 5,000 a month on a 25 lakh loan, showing how a smaller sustained prepayment compares to a one-time lump sum.

Interactive calculator: https://awesomecalcs.com/loan-prepayment-calculator/2500000-loan-5000-monthly-prepayment

Keywords: recurring prepayment calculator, extra EMI every month calculator

## Scenario inputs

```json
{
  "inputs": {
    "outstandingPrincipal": 2500000,
    "remainingTenureMonths": 180,
    "annualInterestRate": 9,
    "currentEMI": 0,
    "prepaymentType": "recurring",
    "prepaymentAmount": 5000,
    "prepaymentStartMonth": 6,
    "afterPrepaymentMode": "reduce-tenure"
  }
}
```

## Frequently asked questions

### Does a small recurring prepayment really add up?

Yes, a modest extra amount paid every month compounds over the life of the loan since it reduces the principal, and therefore the interest charged, earlier and more often than a single lump sum of the same total size.