Source: https://awesomecalcs.com/mf-returns-calculator/100000-lumpsum-mf-5-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

---
# Mutual Fund Returns for Rs 1 Lakh Lumpsum over 5 Years

> Calculate the projected maturity value of a Rs 1,00,000 lumpsum mutual fund investment over 5 years.

Interactive calculator: https://awesomecalcs.com/mf-returns-calculator/100000-lumpsum-mf-5-years

Keywords: mutual fund returns calculator, lumpsum mutual fund 5 years, mf returns lumpsum

## Scenario inputs

```json
{
  "inputs": {
    "investmentType": "lump-sum",
    "amount": 100000,
    "annualReturnPercent": 12,
    "years": 5
  }
}
```

## Frequently asked questions

### Is a lumpsum or SIP better for mutual fund investing?

A lumpsum can outperform when markets are rising steadily, while a SIP spreads your entry price across market ups and downs, which can reduce timing risk. Many investors combine both depending on how much cash they have on hand.