Source: https://awesomecalcs.com/net-gross-salary-calculator/15-lpa-take-home-old-vs-new-regime
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# 15 LPA Old vs New Tax Regime, Take Home Salary Comparison 2025-26

> At ₹15 LPA CTC: new tax regime take-home is ₹1,03,582/month vs old regime ₹93,440/month (without extra deductions). New regime saves ₹10,142/month. See the full old vs new regime comparison.

Interactive calculator: https://awesomecalcs.com/net-gross-salary-calculator/15-lpa-take-home-old-vs-new-regime

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## Scenario inputs

```json
{
  "inputs": {
    "annualCTC": 1500000,
    "basicPercent": 40,
    "hraPercent": 50,
    "state": "Karnataka",
    "actualRentMonthly": 30000,
    "metroCity": true,
    "section80C": 150000,
    "section80D": 25000
  },
  "answerText": "At ₹15 LPA: new regime take-home ₹1,03,582/month vs old regime ₹93,440/month (minimal deductions). With maximum 80C (₹1.5L), 80D (₹25K), and HRA from ₹30K rent in metro, old regime may be comparable, use the calculator to compare your specific deductions."
}
```

## Frequently asked questions

### Which tax regime saves more at ₹15 LPA?

The new regime gives ₹1,03,582/month if you do not claim many old-regime deductions. The old regime can match or beat new regime only if you have deductions above ₹3.24 lakh, max 80C (₹1.5L), 80D (₹25K), NPS 80CCD(1B) (₹50K), and high HRA claim (₹1L+). If you are paying ₹40,000+/month rent in a metro and investing the max, old regime may be marginally better. Otherwise choose new.