Source: https://awesomecalcs.com/net-gross-salary-calculator/ctc-for-1-lakh-per-month-take-home
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# CTC Required for ₹1 Lakh Per Month In-Hand Salary, India 2025-26

> To take home ₹1 lakh per month, you need approximately ₹14-15 LPA CTC under the new tax regime. At ₹15 LPA CTC, your take-home is ₹1,03,582/month (new regime) for FY 2025-26.

Interactive calculator: https://awesomecalcs.com/net-gross-salary-calculator/ctc-for-1-lakh-per-month-take-home

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## Scenario inputs

```json
{
  "inputs": {
    "annualCTC": 1500000,
    "basicPercent": 40,
    "hraPercent": 50,
    "state": "Karnataka"
  },
  "answerText": "To take home ₹1 lakh per month, you need about ₹14.3-15 LPA CTC under the new regime. At ₹15 LPA, take-home is ₹1,03,582/month. The ₹14 LPA mark gives about ₹97,422/month, just short of ₹1 lakh."
}
```

## Frequently asked questions

### What CTC gives exactly ₹1 lakh per month in hand?

There is no exact CTC because tax slabs create non-linear jumps. At ₹14 LPA (new regime), take-home is ₹97,422/month. At ₹14.5 LPA, it is about ₹1,00,500/month. So ₹14.5-15 LPA CTC is the range to target for ₹1 lakh per month in hand under the new regime. Old regime requires higher CTC (about ₹16-17 LPA) to clear ₹1 lakh in hand.