Source: https://awesomecalcs.com/net-worth-calculator/retirement-net-worth
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Net Worth Approaching Retirement

> See a net worth profile typical of someone approaching retirement: high investments and real estate value, with no active loans.

Interactive calculator: https://awesomecalcs.com/net-worth-calculator/retirement-net-worth

Keywords: net worth retirement, net worth calculator retirement age, retirement net worth

## Scenario inputs

```json
{
  "inputs": {
    "cashAndBankBalance": 1000000,
    "investments": 15000000,
    "realEstateValue": 6000000,
    "otherAssets": 500000,
    "loans": 0,
    "creditCardDebt": 0,
    "otherLiabilities": 0
  }
}
```

## Frequently asked questions

### What net worth is considered enough for retirement in India?

There is no single number. It depends on your expected annual expenses in retirement and how many years you need the corpus to last. A common rule of thumb is a corpus of 25 to 30 times your annual expenses, adjusted for inflation and expected returns.

### Should real estate be counted toward a retirement corpus?

Only if you plan to sell it or generate income from it (such as rent). A home you plan to keep living in adds to net worth but does not directly fund day-to-day retirement expenses the way liquid investments do.