Source: https://awesomecalcs.com/nps-calculator/5000-monthly-nps-30-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# NPS Corpus for Rs 5,000 Monthly Contribution over 30 Years

> Project your NPS corpus and monthly pension for a Rs 5,000 monthly contribution from age 30 to 60.

Interactive calculator: https://awesomecalcs.com/nps-calculator/5000-monthly-nps-30-years

Keywords: nps calculator, 5000 monthly nps, nps 30 years

## Scenario inputs

```json
{
  "inputs": {
    "currentAge": 30,
    "retirementAge": 60,
    "monthlyContribution": 5000,
    "expectedReturnRate": 10,
    "annuityPurchasePercent": 40,
    "annuityRate": 6
  }
}
```

## Frequently asked questions

### Why must at least 40% of the NPS corpus go into an annuity?

PFRDA rules require a minimum 40% annuitisation at retirement so that your corpus provides a guaranteed monthly pension for life, rather than being fully withdrawn and potentially exhausted early.

### Is the 60% lump sum withdrawal from NPS taxable?

No, up to 60% of the corpus withdrawn as a lump sum at retirement is tax-free under current income tax rules, while the annuity income you receive later is taxed as regular income in the year you receive it.