Source: https://awesomecalcs.com/nsc-calculator/25000-nsc-5-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹25,000 NSC Investment for 5 Years

> See the maturity value and year-by-year interest on a ₹25,000 National Savings Certificate at 7.7% p.a., compounded annually.

Interactive calculator: https://awesomecalcs.com/nsc-calculator/25000-nsc-5-years

Keywords: ₹25000 NSC maturity value, 25000 national savings certificate returns, NSC 25000 5 years maturity, NSC calculator 25000, NSC 80C benefit 25000, NSC vs PPF 25000, NSC vs FD 25000

## Scenario inputs

```json
{
  "inputs": {
    "investment": 25000,
    "annualRatePercent": 7.7,
    "years": 5
  }
}
```

## Frequently asked questions

### How does a ₹25,000 NSC compare to a ₹25,000 FD for 5 years?

A ₹25,000 FD at 7% p.a. (compounded quarterly) grows to about ₹35,369 after 5 years. A ₹25,000 NSC at 7.7% p.a. (compounded annually) grows to about ₹36,266. NSC gives a marginally higher return, plus an 80C tax benefit in the investment year.

### Is the interest on a ₹25,000 NSC taxable?

NSC interest is deemed reinvested each year and not paid out. Interest accrued in years 1 to 4 qualifies for 80C deduction (treated as fresh NSC investment). Only the year-5 interest is taxable as income in the maturity year.

### Can I invest more than ₹1,50,000 in NSC in a year?

Yes. NSC has no upper investment limit. The 80C deduction ceiling is ₹1,50,000 per year across all eligible instruments. Amounts above that limit still earn the guaranteed 7.7% return but do not add to your tax deduction.