Source: https://awesomecalcs.com/nsc-calculator/50000-nsc-5-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹50,000 NSC Investment for 5 Years

> See the maturity value and year-by-year interest on a ₹50,000 National Savings Certificate at 7.7% p.a., compounded annually.

Interactive calculator: https://awesomecalcs.com/nsc-calculator/50000-nsc-5-years

Keywords: ₹50000 NSC maturity value, 50000 national savings certificate returns, NSC 50000 5 years maturity, NSC calculator 50000, NSC 80C benefit 50000, NSC vs PPF 50000, NSC vs FD 50000

## Scenario inputs

```json
{
  "inputs": {
    "investment": 50000,
    "annualRatePercent": 7.7,
    "years": 5
  }
}
```

## Frequently asked questions

### How does a ₹50,000 NSC compare to a ₹50,000 FD for 5 years?

A ₹50,000 FD at 7% p.a. (compounded quarterly) matures to about ₹70,739. A ₹50,000 NSC at 7.7% p.a. matures to about ₹72,531. The difference is about ₹1,800, plus the NSC gives an 80C deduction of ₹50,000 in the investment year.

### Is the interest on a ₹50,000 NSC taxable?

Interest accrued in years 1 to 4 is eligible for 80C deduction (as it is treated as reinvested). Only the year-5 interest is taxable as income. For a ₹50,000 NSC, the year-5 interest is roughly ₹3,900, which is added to income in the maturity year.

### Can I invest more than ₹1,50,000 in NSC in a year?

Yes, there is no cap on NSC investment. The 80C deduction is capped at ₹1,50,000/year across all eligible instruments. A ₹50,000 NSC fits comfortably within this limit, leaving room for PPF, ELSS, or other 80C investments in the same year.