Source: https://awesomecalcs.com/post-office-mis-calculator/750000-post-office-mis-monthly-income
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹7,50,000 Post Office MIS Monthly Income

> See the monthly income from a ₹7,50,000 Post Office Monthly Income Scheme (MIS) investment at 7.4% p.a. over 5 years.

Interactive calculator: https://awesomecalcs.com/post-office-mis-calculator/750000-post-office-mis-monthly-income

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## Scenario inputs

```json
{
  "inputs": {
    "annualRatePercent": 7.4,
    "investment": 750000,
    "accountType": "single"
  }
}
```

## Frequently asked questions

### How is POMIS interest taxed on a ₹7,50,000 investment?

Annual interest of approximately ₹55,500 (₹4,625/month) is taxable. No TDS is deducted. At the 20% slab, annual tax is about ₹11,100; at 30%, about ₹16,650. The effective post-tax yield at 30% drops to approximately 5.18% p.a., still competitive with most liquid instruments.

### What happens to my ₹7,50,000 at Post Office MIS maturity?

The full ₹7,50,000 is returned at maturity. Over 5 years, you have received ₹2,77,500 in monthly income (₹4,625 × 60). Combined with the principal, total receipts are ₹10,27,500 on a ₹7,50,000 investment.

### Can I invest ₹7,50,000 in a single Post Office MIS account?

Yes. The maximum for a single POMIS account is ₹9,00,000. A ₹7,50,000 investment leaves ₹1,50,000 headroom to top up later if needed (subject to the overall single-account limit).