Source: https://awesomecalcs.com/post-office-mis-calculator/900000-post-office-mis-monthly-income
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹9,00,000 Post Office MIS Monthly Income

> See the monthly income from a ₹9,00,000 Post Office Monthly Income Scheme (MIS) investment at 7.4% p.a. over 5 years.

Interactive calculator: https://awesomecalcs.com/post-office-mis-calculator/900000-post-office-mis-monthly-income

Keywords: ₹900000 post office MIS monthly income, 9 lakh POMIS monthly payout, post office MIS calculator 9 lakh, POMIS maximum single account, POMIS 9 lakh monthly income 5550, POMIS single account limit

## Scenario inputs

```json
{
  "inputs": {
    "annualRatePercent": 7.4,
    "investment": 900000,
    "accountType": "single"
  }
}
```

## Frequently asked questions

### Is ₹9,00,000 the maximum for a single POMIS account?

Yes. ₹9,00,000 is the maximum investment in a single Post Office MIS account. You can additionally open a joint account (with a spouse or other eligible person) for up to ₹15,00,000. Each joint holder is treated as investing an equal share for limit purposes.

### How is POMIS interest taxed on a ₹9,00,000 investment?

Annual interest of approximately ₹66,600 (₹5,550/month) is taxable income. No TDS is deducted. At the 30% slab, effective post-tax yield is about 5.18% p.a. Consider pairing POMIS with tax-free instruments (PPF, NSC under 80C) to reduce overall tax incidence.

### What happens to my ₹9,00,000 at Post Office MIS maturity?

The full ₹9,00,000 is returned at the end of 5 years. Total interest paid out over the tenure is ₹3,33,000 (₹5,550 × 60 months). Combined with the principal, you receive ₹12,33,000 in total from a ₹9,00,000 investment.