Source: https://awesomecalcs.com/ppf-calculator/100000-yearly-15-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹1,00,000/Year PPF for 15 Years

> See the maturity value, total interest, and year-by-year growth of a ₹1,00,000/year PPF account over the standard 15-year lock-in at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/100000-yearly-15-years

Keywords: 1 lakh yearly PPF 15 years maturity value, 100000 annual PPF 15 years returns India, PPF 1 lakh per year 15 year calculator, 1 lakh PPF 15 years 27 lakh maturity, 100000 PPF 15 year 7.1 percent

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 100000,
    "interestRate": 7.1,
    "years": 15
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 years, to 20 years?

Extending a ₹1,00,000/year PPF account from 15 to 20 years takes the maturity value from about ₹27.12 lakh to about ₹44.39 lakh, an increase of about 64%, even though you only contribute ₹5 lakh more in total over those 5 extra years. Try the PPF calculator with annual investment = ₹1,00,000 and tenure = 20 years to see the full year-by-year table.

### What if I invest ₹50,000 a year instead of ₹1,00,000 for the same 15 years?

Halving the annual contribution to ₹50,000 for the same 15-year, 7.1% inputs halves the maturity value too, from about ₹27.12 lakh to about ₹13.56 lakh, since the PPF formula scales linearly with the annual contribution. Try annual investment = ₹50,000 and tenure = 15 years on the PPF calculator to confirm.

### How much of this ₹1,00,000/year PPF account is interest after 15 years?

Of the roughly ₹27.12 lakh maturity value after 15 years, you contribute a total of ₹15 lakh (₹1,00,000 a year for 15 years) and the remaining roughly ₹12.12 lakh comes from compounding interest at 7.1% p.a., a gain of about 81% over the amount you contributed.