Source: https://awesomecalcs.com/ppf-calculator/100000-yearly-25-years
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# ₹1,00,000/Year PPF for 25 Years

> See the maturity value, total interest, and year-by-year growth of a ₹1,00,000/year PPF account over 25 years at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/100000-yearly-25-years

Keywords: ₹100000 PPF 25 years maturity, 100000 yearly PPF 25 years, PPF calculator 100000, PPF returns 25 years, public provident fund 100000, PPF tax free maturity, EEE investment PPF 100000

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 100000,
    "interestRate": 7.1,
    "years": 25
  }
}
```

## Frequently asked questions

### What if I had stopped at 20 years instead of running to 25?

25 years of PPF (15 + two 5-year extensions) is the maximum most investors will run a PPF account. Stopping at 20 years gives about ₹44.39 lakh; continuing to 25 years gives about ₹68.72 lakh. The extra 5 years add roughly ₹24.33 lakh while you only contribute ₹5 lakh more, illustrating the power of compounding on a large existing balance. Try the PPF calculator with annual investment = ₹1,00,000 and tenure = 20 years.

### What if I invest ₹75,000 a year instead of ₹1,00,000 for the same 25 years?

Reducing the annual contribution to ₹75,000 (three-quarters) for the same 25-year, 7.1% inputs takes the maturity value from about ₹68.72 lakh to about ₹51.54 lakh, also three-quarters. Try annual investment = ₹75,000 and tenure = 25 years on the PPF calculator to confirm.

### How does a ₹1,00,000/year PPF for 25 years compare to NPS on tax?

PPF contributions up to ₹1.5 lakh qualify under Section 80C, and all returns are tax-free. At ₹1,00,000/year your PPF contribution uses most of the 80C limit but leaves ₹50,000 for other instruments. NPS can provide an extra ₹50,000 deduction under 80CCD(1B), but 40% of the NPS corpus must be annuitised (taxable income) at exit. If your priority is a completely tax-free lump sum at the end of 25 years, PPF delivers that; NPS gives higher total deductions but a partly taxable exit.