Source: https://awesomecalcs.com/ppf-calculator/150000-yearly-15-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹1,50,000/Year PPF for 15 Years

> See the maturity value, total interest, and year-by-year growth of a ₹1,50,000/year PPF account (the statutory maximum) over the standard 15-year lock-in at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/150000-yearly-15-years

Keywords: 1.5 lakh yearly PPF 15 years maturity value, 150000 max PPF 15 years returns India, PPF maximum 1.5 lakh per year 15 years, 150000 PPF 15 years 40 lakh maturity, PPF full contribution 1.5 lakh 15 year

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 150000,
    "interestRate": 7.1,
    "years": 15
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 years, to 20 years?

Extending a ₹1,50,000/year PPF account from 15 to 20 years takes the maturity value from about ₹40.68 lakh to about ₹66.58 lakh, an increase of about 64%, even though you only contribute ₹7.5 lakh more in total over those 5 extra years. Try the PPF calculator with annual investment = ₹1,50,000 and tenure = 20 years to see the full year-by-year table.

### What if I invest ₹1,00,000 a year instead of the maximum ₹1,50,000 for the same 15 years?

The PPF formula scales linearly with the annual contribution, so reducing it to ₹1,00,000/year (two-thirds) for the same 15-year, 7.1% inputs takes the maturity value from about ₹40.68 lakh to about ₹27.12 lakh, also two-thirds. Try annual investment = ₹1,00,000 and tenure = 15 years on the PPF calculator to confirm.

### How much of this ₹1,50,000/year PPF account is interest after 15 years?

Of the roughly ₹40.68 lakh maturity value after 15 years, you contribute a total of ₹22.5 lakh (₹1,50,000 a year for 15 years, the statutory annual maximum) and the remaining roughly ₹18.18 lakh comes from compounding interest at 7.1% p.a., a gain of about 81% over the amount you contributed.