Source: https://awesomecalcs.com/ppf-calculator/150000-yearly-25-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹1,50,000/Year PPF for 25 Years

> See the maturity value, total interest, and year-by-year growth of a ₹1,50,000/year PPF account (the statutory maximum) extended to 25 years at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/150000-yearly-25-years

Keywords: 1.5 lakh yearly PPF 25 years maturity value, 150000 max PPF 25 years returns India, PPF maximum contribution 25 years 1 crore, 150000 PPF 25 years extended calculator, PPF full 1.5 lakh 25 year long term

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 150000,
    "interestRate": 7.1,
    "years": 25
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 more years, to 30 years?

Extending a ₹1,50,000/year PPF account from 25 to 30 years takes the maturity value from about ₹1.03 crore to about ₹1.55 crore, an increase of about 50%, on top of just ₹7.5 lakh more in total contributions over those 5 extra years. Try the PPF calculator with annual investment = ₹1,50,000 and tenure = 30 years to see the full year-by-year table.

### What if I invest ₹1,00,000 a year instead of the maximum ₹1,50,000 for the same 25 years?

The PPF formula scales linearly with the annual contribution, so reducing it to ₹1,00,000/year (two-thirds) for the same 25-year, 7.1% inputs takes the maturity value from about ₹1.03 crore to about ₹68.72 lakh, also two-thirds. Try annual investment = ₹1,00,000 and tenure = 25 years on the PPF calculator to confirm.

### How much of this ₹1,50,000/year PPF account is interest after 25 years?

Of the roughly ₹1.03 crore maturity value after 25 years, you contribute a total of ₹37.5 lakh (₹1,50,000 a year for 25 years, the statutory annual maximum) and the remaining roughly ₹65.58 lakh comes from compounding interest at 7.1% p.a., a gain of about 175% over the amount you contributed.