Source: https://awesomecalcs.com/ppf-calculator/25000-yearly-25-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹25,000/Year PPF for 25 Years

> See the maturity value, total interest, and year-by-year growth of a ₹25,000/year PPF account over 25 years at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/25000-yearly-25-years

Keywords: ₹25000 PPF 25 years maturity, 25000 yearly PPF 25 years, PPF calculator 25000, PPF returns 25 years, public provident fund 25000, PPF tax free maturity, EEE investment PPF 25000

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 25000,
    "interestRate": 7.1,
    "years": 25
  }
}
```

## Frequently asked questions

### What if I had stopped at 20 years instead of running to 25?

25 years of PPF represents the standard lock-in plus two 5-year extensions. Stopping at 20 years gives a maturity value of about ₹11.10 lakh, compared to about ₹17.18 lakh at 25 years. The extra 5 years add roughly ₹6.08 lakh while you only invest ₹1.25 lakh more, showing how compounding accelerates in the later years. Try the PPF calculator with annual investment = ₹25,000 and tenure = 20 years to see the difference.

### What if I invest ₹50,000 a year instead of ₹25,000 for the same 25 years?

Doubling the annual contribution to ₹50,000 for the same 25-year, 7.1% inputs doubles the maturity value from about ₹17.18 lakh to about ₹34.36 lakh. Try annual investment = ₹50,000 and tenure = 25 years on the PPF calculator to confirm.

### How does a ₹25,000/year PPF for 25 years compare to an FD on tax?

Over 25 years you invest ₹6.25 lakh in PPF and the entire ₹17.18 lakh maturity is tax-free, with yearly contributions qualifying for 80C. The same ₹25,000 per year in a rolling FD at 7% earns interest taxed at your slab every year, reducing the effective yield significantly. For a 25-year horizon PPF almost always delivers a better post-tax outcome than a comparable FD.