Source: https://awesomecalcs.com/ppf-calculator/50000-yearly-15-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹50,000/Year PPF for 15 Years

> See the maturity value, total interest, and year-by-year growth of a ₹50,000/year PPF account over the standard 15-year lock-in at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/50000-yearly-15-years

Keywords: 50000 yearly PPF 15 years maturity value, ₹50000 PPF 15 year returns India, PPF 50000 per year 15 year calculator, 50000 annual PPF 15 years 7.1 percent, PPF 50000 yearly 13 lakh maturity

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 50000,
    "interestRate": 7.1,
    "years": 15
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 years, to 20 years?

Extending a ₹50,000/year PPF account from 15 to 20 years takes the maturity value from about ₹13.56 lakh to about ₹22.19 lakh, an increase of about 64%, even though you only contribute ₹2.5 lakh more in total over those 5 extra years. Try the PPF calculator with annual investment = ₹50,000 and tenure = 20 years to see the full year-by-year table.

### What if I invest ₹1,00,000 a year instead of ₹50,000 for the same 15 years?

The PPF formula scales linearly with the annual contribution, so doubling it to ₹1,00,000/year for the same 15-year, 7.1% inputs doubles the maturity value too, from about ₹13.56 lakh to about ₹27.12 lakh. Try annual investment = ₹1,00,000 and tenure = 15 years on the PPF calculator to confirm.

### How much of this ₹50,000/year PPF account is interest after 15 years?

Of the roughly ₹13.56 lakh maturity value after 15 years, you contribute a total of ₹7.5 lakh (₹50,000 a year for 15 years) and the remaining roughly ₹6.06 lakh comes from compounding interest at 7.1% p.a., a gain of about 81% over the amount you contributed.