Source: https://awesomecalcs.com/ppf-calculator/75000-yearly-15-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹75,000/Year PPF for 15 Years

> See the maturity value, total interest, and year-by-year growth of a ₹75,000/year PPF account over 15 years at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/75000-yearly-15-years

Keywords: ₹75000 PPF 15 years maturity, 75000 yearly PPF 15 years, PPF calculator 75000, PPF returns 15 years, public provident fund 75000, PPF tax free maturity, EEE investment PPF 75000

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 75000,
    "interestRate": 7.1,
    "years": 15
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 years, to 20 years?

15 years is the standard PPF lock-in. After maturity, you can extend in 5-year blocks with or without contributions. Extending a ₹75,000/year PPF from 15 to 20 years takes the maturity value from about ₹20.34 lakh to about ₹33.29 lakh, an increase of about 64%, on just ₹3.75 lakh more in contributions. Try the PPF calculator with annual investment = ₹75,000 and tenure = 20 years.

### What if I increase contributions to ₹1,00,000 a year instead of ₹75,000 for the same 15 years?

Increasing the annual contribution to ₹1,00,000 (roughly 1.33x) for the same 15-year, 7.1% inputs takes the maturity value from about ₹20.34 lakh to about ₹27.12 lakh, also 1.33x. Try annual investment = ₹1,00,000 and tenure = 15 years on the PPF calculator to confirm.

### How does a ₹75,000/year PPF compare to an FD on tax?

Over 15 years you invest ₹11.25 lakh in PPF and receive about ₹20.34 lakh entirely tax-free. The effective interest gain of about ₹9.09 lakh is tax-exempt under the EEE framework and qualifies for Section 80C deduction each year. A rolling FD earning 7% on ₹75,000 annually would have its interest taxed at your slab rate every year, reducing the post-tax corpus meaningfully by comparison.