Source: https://awesomecalcs.com/ppf-calculator/75000-yearly-20-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹75,000/Year PPF for 20 Years

> See the maturity value, total interest, and year-by-year growth of a ₹75,000/year PPF account over 20 years at 7.1% interest.

Interactive calculator: https://awesomecalcs.com/ppf-calculator/75000-yearly-20-years

Keywords: ₹75000 PPF 20 years maturity, 75000 yearly PPF 20 years, PPF calculator 75000, PPF returns 20 years, public provident fund 75000, PPF tax free maturity, EEE investment PPF 75000

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 75000,
    "interestRate": 7.1,
    "years": 20
  }
}
```

## Frequently asked questions

### What if I extend this PPF account by 5 more years, to 25 years?

Extending a ₹75,000/year PPF from 20 to 25 years takes the maturity value from about ₹33.29 lakh to about ₹51.54 lakh, an increase of about 55%. This is a first extension (15+5 years) becoming a second (15+5+5 years), each block adding compounding power on the already-large balance. Try the PPF calculator with annual investment = ₹75,000 and tenure = 25 years.

### What if I invest ₹1,00,000 a year instead of ₹75,000 for the same 20 years?

Increasing the annual contribution to ₹1,00,000 (roughly 1.33x) for the same 20-year, 7.1% inputs takes the maturity value from about ₹33.29 lakh to about ₹44.39 lakh, also 1.33x. Try annual investment = ₹1,00,000 and tenure = 20 years on the PPF calculator to confirm.

### How does a ₹75,000/year PPF for 20 years compare to NPS on tax?

A 20-year PPF with ₹75,000/year yields about ₹33.29 lakh, all tax-free at maturity with 80C benefit on every rupee contributed. NPS provides an additional ₹50,000 deduction under 80CCD(1B), but the corpus is split at retirement: 60% is tax-free and 40% must purchase a taxable annuity. If your goal is maximising tax-free corpus for a specific milestone (not retirement income), PPF gives a cleaner outcome.