Source: https://awesomecalcs.com/rd-calculator/10000-monthly-12-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹10,000/Month RD for 12 Months

> See the maturity value and total interest on a ₹10,000/month recurring deposit for 12 months at 6.5% p.a., compounded quarterly.

Interactive calculator: https://awesomecalcs.com/rd-calculator/10000-monthly-12-months

Keywords: 10000 monthly RD 12 months maturity value, ₹10000 recurring deposit 1 year returns India, RD 10000 per month 12 months calculator, 10000 RD 1 year 1.2 lakh deposit, 10000 monthly recurring deposit 1 year interest

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 10000,
    "interestRate": 6.5,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this RD from 12 months to 24 months?

Extending a ₹10,000/month RD from 12 to 24 months roughly doubles your total deposit (from ₹1.2 lakh to ₹2.4 lakh) and more than doubles the interest earned, since deposits from month 1 keep compounding for an additional year. Try the RD calculator with monthly = ₹10,000 and tenure = 24 months to see the full table.

### What if I halve this RD to ₹5,000/month for the same 12 months?

The RD formula scales linearly with the monthly installment, so halving to ₹5,000/month for the same 12-month, 6.5% inputs halves the maturity value too. Try monthly = ₹5,000 and tenure = 12 months on the RD calculator to confirm.

### Should I do an RD or an SIP for this ₹10,000/month?

An RD at 6.5% is safe, predictable, and insured (up to ₹5 lakh per bank under DICGC). An equity SIP at 12% (expected, not guaranteed) would grow the same ₹10,000/month much more over the long run, but with market volatility. For short goals under 3 years, RD is usually the right choice.