Source: https://awesomecalcs.com/rd-calculator/15000-monthly-36-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

---
# ₹15,000 Monthly RD for 36 Months

> See the maturity value and total interest earned on a ₹15,000/month recurring deposit over 36 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/15000-monthly-36-months

Keywords: 15000 monthly RD 36 months maturity value, 15000 recurring deposit 3 years returns, RD calculator 15000 per month 3 years, 15000 RD 6.5 percent 36 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 15000,
    "interestRate": 6.5,
    "tenureMonths": 36
  }
}
```

## Frequently asked questions

### What if I extend this ₹15,000 RD to 60 months?

Extending to 60 months increases contributions by ₹3,60,000 and earns significantly more compounding. A ₹15,000/month RD for 60 months builds about ₹10,62,000. Use the RD calculator with monthly = ₹15,000 and tenure = 60 months to see the exact figure.

### How does a ₹15,000/month 3-year RD compare to a balanced fund SIP?

A 3-year balanced or hybrid fund SIP at 9–10% expected returns can outperform a 6.5% RD, but with some equity market risk. For a strict 3-year timeline with a fixed goal (down payment or purchase), the RD's certainty is typically preferred over the equity-linked uncertainty of a hybrid fund.

### What is the tax treatment of a ₹15,000/month 3-year RD?

RD interest is taxed as income each year (not at maturity). For a ₹15,000/month RD, annual interest is roughly ₹15,000–18,000 by the third year. At the 20% slab, annual tax is about ₹3,000–3,600. No TDS since interest is below ₹40,000/year, but include it in your ITR.