Source: https://awesomecalcs.com/rd-calculator/2000-monthly-12-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹2,000 Monthly RD for 12 Months

> See the maturity value and total interest earned on a ₹2,000/month recurring deposit over 12 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/2000-monthly-12-months

Keywords: 2000 monthly RD 12 months maturity value, 2000 recurring deposit 1 year returns, RD calculator 2000 per month 1 year, 2000 RD 6.5 percent 12 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 2000,
    "interestRate": 6.5,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this ₹2,000 RD to 36 months instead of 12?

Extending from 12 to 36 months triples contributions from ₹24,000 to ₹72,000 and significantly boosts total interest, since earlier installments earn more quarters of compounding. Try the RD calculator with monthly = ₹2,000 and tenure = 36 months to see the full maturity value.

### Is a ₹2,000/month RD or SIP better for 12 months?

For a 12-month horizon, an RD at 6.5% is almost always the better choice. A 12-month equity SIP has high sequence-of-returns risk: the market could be down in month 12 just when you need the money. RDs give guaranteed returns for short-term goals.

### What bank offers the highest RD rate for ₹2,000/month?

Small finance banks (Equitas, AU, Jana) typically offer RD rates of 7–8.5% p.a., higher than PSU banks (6–7%). For amounts up to ₹5 lakh, DICGC insurance applies equally to all banks, so small finance banks offer a better risk-adjusted rate for small RDs.