Source: https://awesomecalcs.com/rd-calculator/20000-monthly-12-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹20,000 Monthly RD for 12 Months

> See the maturity value and total interest earned on a ₹20,000/month recurring deposit over 12 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/20000-monthly-12-months

Keywords: 20000 monthly RD 12 months maturity value, 20000 recurring deposit 1 year returns, RD calculator 20000 per month 1 year, 20000 RD 6.5 percent 12 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 20000,
    "interestRate": 6.5,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this ₹20,000 RD to 24 months?

Extending from 12 to 24 months doubles contributions to ₹4,80,000 and earns more total interest. A ₹20,000/month RD for 24 months builds about ₹5,11,000. Use the RD calculator with monthly = ₹20,000 and tenure = 24 months to see the exact figure.

### How does a ₹20,000/month 1-year RD compare to a liquid fund?

A liquid fund for 12 months at 6.5–7% p.a. offers daily liquidity and similar returns to an RD. For fixed 12-month goals with a known maturity date, an RD works well. For flexible or open-ended saving, a liquid fund is more convenient since there is no premature withdrawal penalty.

### Can I use a ₹20,000/month 1-year RD for advance rent?

Yes. A ₹20,000/month RD for 12 months builds about ₹2,47,000, exactly the kind of goal-based savings a rental advance deposit requires. The fixed maturity date lets you plan around a specific lease renewal or new apartment move-in.