Source: https://awesomecalcs.com/rd-calculator/25000-monthly-12-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹25,000 Monthly RD for 12 Months

> See the maturity value and total interest earned on a ₹25,000/month recurring deposit over 12 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/25000-monthly-12-months

Keywords: 25000 monthly RD 12 months maturity value, 25000 recurring deposit 1 year returns, RD calculator 25000 per month 1 year, 25000 RD 6.5 percent 12 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 25000,
    "interestRate": 6.5,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this ₹25,000 RD to 36 months?

Extending from 12 to 36 months builds about ₹9,91,000 vs about ₹3,09,000 for 12 months. The extra contributions and additional compounding make the 36-month RD significantly larger. Use the RD calculator with monthly = ₹25,000 and tenure = 36 months for the full figure.

### Is a ₹25,000/month RD or a liquid fund better for 12 months?

For a strict 12-month goal, both give similar returns (6–6.5%). A liquid fund has daily liquidity with no penalty for early exit. An RD has a pre-agreed rate and a slight penalty for premature closure. If the goal date is truly fixed, the RD is fine; for flexible timing, the liquid fund is better.

### Can I use a ₹25,000/month 12-month RD for an annual insurance premium?

Yes. A ₹25,000/month RD for 12 months builds about ₹3,09,000, useful for prepaying a large annual insurance premium or building 1–2 months of emergency savings. The disciplined monthly saving structure makes it ideal for earmarked, fixed-timeline goals.