Source: https://awesomecalcs.com/rd-calculator/25000-monthly-60-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹25,000 Monthly RD for 60 Months

> See the maturity value and total interest earned on a ₹25,000/month recurring deposit over 60 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/25000-monthly-60-months

Keywords: 25000 monthly RD 60 months maturity value, 25000 recurring deposit 5 years returns, RD calculator 25000 per month 5 years, 25000 RD 6.5 percent 60 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 25000,
    "interestRate": 6.5,
    "tenureMonths": 60
  }
}
```

## Frequently asked questions

### What if I double this ₹25,000 RD to ₹50,000/month for 60 months?

Doubling to ₹50,000/month doubles the maturity value since the RD formula is linear in the monthly amount. A ₹50,000/month RD for 60 months builds about ₹35,41,000. Use the RD calculator with monthly = ₹50,000 and tenure = 60 months to confirm.

### How does a ₹25,000/month 5-year RD compare to a balanced fund SIP?

A ₹25,000/month equity SIP at 12% expected for 5 years gives about ₹20.48 lakh. A ₹25,000/month RD at 6.5% gives about ₹17.70 lakh. SIP can outperform by about ₹2.78 lakh, but with market risk. For a fixed 5-year goal, the RD's certainty is valuable; for 7+ year goals, the equity SIP is usually better.

### Is TDS deducted on a ₹25,000/month 5-year RD?

For a ₹25,000/month RD, annual interest in year 5 is roughly ₹48,000, above the ₹40,000 TDS threshold. TDS at 10% will be deducted by the bank in the final year. Submit Form 15G (or 15H for senior citizens) at the start of each financial year if your total income is below the taxable limit.