Source: https://awesomecalcs.com/rd-calculator/5000-monthly-12-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹5,000/Month RD for 12 Months

> See the maturity value and total interest on a ₹5,000/month recurring deposit for 12 months at 6.5% p.a., compounded quarterly.

Interactive calculator: https://awesomecalcs.com/rd-calculator/5000-monthly-12-months

Keywords: 5000 monthly RD 12 months maturity value, ₹5000 recurring deposit 1 year returns India, RD 5000 per month 12 months calculator, 5000 RD 1 year 6.5 percent interest, 5000 monthly recurring deposit 12 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 5000,
    "interestRate": 6.5,
    "tenureMonths": 12
  }
}
```

## Frequently asked questions

### What if I extend this RD from 12 months to 36 months?

Extending a ₹5,000/month RD from 1 year to 3 years more than triples the maturity value, because every new deposit keeps earning compound interest for longer. Try the RD calculator with monthly = ₹5,000 and tenure = 36 months to see the full year-by-year table.

### How does the RD rate affect this ₹5,000/month, 12-month deposit?

Over a short 12-month tenure, a 1-percentage-point change in rate adds only a small amount to the maturity value. The rate matters more over longer tenures. Try 6% and 7.5% instead of 6.5% on the RD calculator to see this range.

### Is an RD better than an FD for this amount?

An FD requires a lump-sum upfront (e.g. ₹60,000), while an RD lets you build the same corpus by depositing ₹5,000 each month. If you can invest the full amount upfront, an FD at the same rate will earn slightly more because the entire principal is deployed from day one.