Source: https://awesomecalcs.com/rd-calculator/50000-monthly-60-months
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# ₹50,000 Monthly RD for 60 Months

> See the maturity value and total interest earned on a ₹50,000/month recurring deposit over 60 months at 6.5% p.a.

Interactive calculator: https://awesomecalcs.com/rd-calculator/50000-monthly-60-months

Keywords: 50000 monthly RD 60 months maturity value, 50000 recurring deposit 5 years returns, RD calculator 50000 per month 5 years, 50000 RD 6.5 percent 60 months

## Scenario inputs

```json
{
  "inputs": {
    "monthlyInstallment": 50000,
    "interestRate": 6.5,
    "tenureMonths": 60
  }
}
```

## Frequently asked questions

### How does a ₹50,000/month 5-year RD compare to a ₹50,000/month equity SIP?

A ₹50,000/month RD at 6.5% for 5 years gives about ₹35,41,000 (guaranteed). A ₹50,000/month equity SIP at 12% expected for 5 years gives about ₹40,67,000. SIP can give about ₹5.26 lakh more, but with market risk. For a 5-year goal with absolute capital protection, the RD is the right choice.

### Is TDS applicable on a ₹50,000/month 5-year RD?

Annual RD interest reaches about ₹1,20,000–1,50,000 by years 4–5, well above the ₹40,000 TDS threshold. TDS at 10% is deducted on interest above ₹40,000. Submit Form 15G or 15H at the start of each year if your total income is below the taxable limit to avoid TDS. Otherwise TDS is a pre-payment of your tax liability.

### What is the total interest on a ₹50,000/month 5-year RD at 6.5%?

Over 60 months you deposit ₹30,00,000. The maturity value is about ₹35,41,000, so total interest earned is approximately ₹5,41,000. This represents roughly 18% in total returns on your contributions over 5 years, with the compound annual growth rate at the stated 6.5% rate.