Source: https://awesomecalcs.com/real-estate-return-calculator/25-lakh-to-75-lakh-in-12-years
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Rs 25 Lakh to Rs 75 Lakh Property in 12 Years: Real Return

> Find the annualised return on a property that tripled from Rs 25 lakh to Rs 75 lakh over 12 years.

Interactive calculator: https://awesomecalcs.com/real-estate-return-calculator/25-lakh-to-75-lakh-in-12-years

Keywords: real estate return calculator, 25 lakh to 75 lakh, property tripled return

## Scenario inputs

```json
{
  "inputs": {
    "purchasePrice": 2500000,
    "purchaseDate": "2014-01-01",
    "salePrice": 7500000,
    "saleDate": "2026-01-01",
    "buyCostPercent": 8,
    "sellCostPercent": 2
  }
}
```

## How this is calculated

Computes the annualised (CAGR) return on a property sale, net of buy-side costs (stamp duty, registration, brokerage), sell-side costs (brokerage, capital gains), and any rental income received, then compares it against both a user-set benchmark (e.g. FD) rate and a fixed 12% lumpsum/equity rate.

**Formula:** `netCost = purchasePrice x (1 + buyCostPercent/100) - rentalIncome; netProceeds = salePrice x (1 - sellCostPercent/100); annualisedReturn% = ((netProceeds/netCost)^(1/holdingYears) - 1) x 100`

**Variables:**

- `purchasePrice`: Original purchase price, in INR
- `purchaseDate`: Purchase month and year
- `salePrice`: Current value or sale price, in INR
- `saleDate`: Current date or sale month and year
- `buyCostPercent`: Buy-side costs as a percentage of purchase price
- `sellCostPercent`: Sell-side costs as a percentage of sale price
- `rentalIncome`: Total rental income received over the holding period, in INR
- `benchmarkRatePercent`: FD or other benchmark annual rate, as a percentage

Reference: Same CAGR method as cagr/roi calculators: (FV/PV)^(1/n) - 1, applied to net-of-cost proceeds and cost base.

## Assumptions

- Holding period is computed from calendar months between the purchase and sale dates, so it can be a decimal number of years.
- Rental income is simply netted out of the cost base; it is not compounded separately and does not account for tax on rent received.
- Assumes smooth, uninterrupted compounding at a single constant rate over the holding period, same as the CAGR method used by the CAGR and ROI calculators.
- The 12% lumpsum/equity comparison rate is fixed (not user-editable), matching the long-term equity assumption used elsewhere on this site (e.g. the SIP and Lumpsum calculator defaults). It is treated as a single lump-sum investment growing at that rate, same as the Lumpsum calculator, not a monthly SIP contribution.

## Frequently asked questions

### Does tripling always beat doubling on an annualised basis?

Not necessarily, it depends on the holding period too. A 3x over 12 years and a 2x over 8 years can land at similar annualised returns; the multiple alone never tells you the per-year rate without the holding period attached.
