Source: https://awesomecalcs.com/rent-vs-buy-calculator/delhi-ncr-90l-property-28k-rent
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

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# Rent vs Buy in Delhi NCR: ₹90L Property vs ₹28K Rent

> Delhi NCR's property market has wide variation. Compare a ₹90 lakh Gurugram flat versus renting a similar place at ₹28,000/month.

Interactive calculator: https://awesomecalcs.com/rent-vs-buy-calculator/delhi-ncr-90l-property-28k-rent

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## Scenario inputs

```json
{
  "inputs": {
    "propertyPrice": 9000000,
    "downPayment": 1800000,
    "interestRate": 8.5,
    "tenureYears": 20,
    "monthlyRent": 28000,
    "annualRentEscalation": 5,
    "propertyAppreciationRate": 7,
    "yearsToStay": 10,
    "altInvestmentReturn": 12,
    "city": "Delhi NCR"
  }
}
```

## Frequently asked questions

### How does Delhi NCR stamp duty affect the rent vs buy decision?

Delhi NCR has high stamp duty: 6% for men, 4% for women. On a ₹90 lakh property, this adds ₹4.5-5.4 lakh upfront. This cost must be factored into the buy calculation. Registering in a woman's name saves ₹1.8 lakh on this property.