Source: https://awesomecalcs.com/ssy-calculator/100000-yearly-ssy
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# ₹1,00,000/Year SSY Account

> See the 21-year maturity value of a Sukanya Samriddhi Yojana account with ₹1,00,000 invested per year at 8.2% p.a.

Interactive calculator: https://awesomecalcs.com/ssy-calculator/100000-yearly-ssy

Keywords: 1 lakh yearly SSY account maturity value, 100000 Sukanya Samriddhi 21 years returns, SSY 1 lakh annual 8.2 percent corpus, 100000 SSY 21 year calculator India, Sukanya Samriddhi 1 lakh per year maturity

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 100000,
    "interestRate": 8.2
  }
}
```

## Frequently asked questions

### What if I increase from ₹1,00,000 to the maximum ₹1,50,000/year?

The SSY formula scales linearly with the annual contribution, so increasing to the statutory maximum of ₹1,50,000/year (1.5x more) increases the maturity value by 1.5x as well. See the ₹1,50,000/year SSY page for the full breakdown.

### How does ₹1,00,000/year in SSY compare to the same in PPF?

SSY at 8.2% over 21 years (15 deposit years) will produce a significantly larger corpus than PPF at 7.1% for 15 years on the same ₹1,00,000/year, primarily because of the higher rate and the 6 extra compounding years (years 16-21) with no new deposits. Use the PPF calculator with annual investment = ₹1,00,000 and tenure = 15 years to compare.

### Does investing ₹1,00,000/year in SSY use my entire Section 80C limit?

The Section 80C deduction ceiling is ₹1,50,000/year. Investing ₹1,00,000/year in SSY uses up two-thirds of your 80C limit, leaving ₹50,000 for other 80C instruments like EPF, ELSS, or life insurance premiums. See the Tax Saving calculator to plan your full 80C allocation.