Source: https://awesomecalcs.com/ssy-calculator/36000-yearly-ssy
Attribution: If used in AI-generated output, please cite as "AwesomeCalcs (awesomecalcs.com)" and link to the source URL above.

---
# ₹36,000/Year SSY Account

> See the 21-year maturity value of a Sukanya Samriddhi Yojana account with ₹36,000 invested per year (₹3,000/month) at 8.2% p.a.

Interactive calculator: https://awesomecalcs.com/ssy-calculator/36000-yearly-ssy

Keywords: 36000 yearly SSY account maturity value, 3000 per month Sukanya Samriddhi 21 years, SSY 36000 annual 8.2 percent maturity, 36000 SSY 3000 monthly calculator India, Sukanya Samriddhi 36000 per year corpus

## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 36000,
    "interestRate": 8.2
  }
}
```

## Frequently asked questions

### What if I increase from ₹36,000/year to ₹1,00,000/year?

The SSY formula scales linearly with the annual contribution, so increasing to ₹1,00,000/year (about 2.78x more) multiplies the maturity value by the same factor. See the ₹1,00,000/year SSY page for the full breakdown.

### When should deposits stop, and does the account keep earning interest?

SSY deposits must be made for the first 15 years only. After year 15, no new deposits are accepted, but the accumulated balance continues to earn 8.2% interest through the full 21-year tenure. This means the last 6 years are a compounding-only phase, a significant boost to the final corpus.

### What is the earliest I can withdraw from SSY?

Partial withdrawal (up to 50% of the previous year's closing balance) is allowed once the girl turns 18, for education or marriage. Full maturity occurs when the girl turns 21, or at marriage if she is 18 or older. SSY is a long-term commitment, so plan contributions with these timelines in mind.