Source: https://awesomecalcs.com/ssy-calculator/60000-yearly-ssy
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# ₹60,000/Year SSY Account

> See the 21-year maturity value of a Sukanya Samriddhi Yojana account with ₹60,000 invested per year (₹5,000/month) at 8.2% p.a.

Interactive calculator: https://awesomecalcs.com/ssy-calculator/60000-yearly-ssy

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## Scenario inputs

```json
{
  "inputs": {
    "annualInvestment": 60000,
    "interestRate": 8.2
  }
}
```

## Frequently asked questions

### What if I invest ₹1,50,000/year (the maximum) instead of ₹60,000?

The SSY formula scales linearly with the annual contribution, so increasing to ₹1,50,000/year (2.5x more) multiplies the 21-year maturity value by 2.5x as well. See the ₹1,50,000/year SSY page to compare the maximum contribution scenario.

### How does SSY qualify under Section 80C?

SSY contributions up to ₹1,50,000/year qualify for the Section 80C deduction, the same ceiling shared with PPF, ELSS, and life insurance premiums. On a ₹60,000/year contribution, the full amount is eligible for 80C. The interest earned and maturity proceeds are also tax-free under EEE status.

### Is ₹5,000/month in SSY enough for a daughter's higher education or wedding?

A ₹60,000/year SSY account at 8.2% for 21 years builds a substantial corpus, of which you can withdraw up to 50% at age 18 for education. Whether it covers education or wedding costs depends on when you start and what fees/costs look like then. Combine this with an equity SIP for the remaining education corpus target.