Monthly Payout from a Rs 1 Crore Corpus over 25 Years
Find the fixed monthly payout that fully draws down a Rs 1 crore retirement corpus over 25 years at a 6% expected annual return.
A ₹1,00,00,000 corpus, drawn down over 25 years at a 6% expected annual return, supports a fixed monthly payout of ₹64,430.
- Corpus
- ₹1,00,00,000
- Expected annual return
- 6% p.a.
- Payout duration
- 25 years
Monthly payout
6% p.a.₹64,
for 25 years
Corpus
₹1 Crore
₹1,00,00,000
Total payout
₹1.93 Crore
₹1,93,29,042
+₹93,29,042 interest earned
Inflation-adjusted payout
₹45.04 Lakhs
₹45,03,640
total payout in today's ₹, at 6% inflation| Year | Payout | Split | Interest earned | Remaining balance |
|---|---|---|---|---|
| 1 | ₹7,73,162 | ₹5,95,158 | ₹98,21,996 | |
| 2 | ₹7,73,162 | ₹5,84,179 | ₹96,33,013 | |
| 3 |
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Assumes a constant 6% annual return and a level nominal monthly payout with no inflation adjustment. This is a fixed-term drawdown, not a life-contingent insurance annuity product.