XIRR Calculator — Mutual Fund Returns
Calculate the XIRR (annualised return) for SIP investments or any irregular cash flows. The most accurate way to measure your mutual fund returns.
Tip: SIP mutual fund XIRR
Each monthly SIP is a negative row. The last row is your current portfolio value (positive).XIRR
9.89%
Annualised return accounting for timing of investments
Total invested
₹2,
Current value
₹2,
Absolute gain
₹40,
| Date | Amount | Days from start |
|---|---|---|
| 2022-01-01 | ₹-1,20,000 | 0 |
| 2022-07-01 | ₹-60,000 | 181 |
| 2023-01-01 | ₹-60,000 | 365 |
| 2024-01-01 | ₹2,80,000 | 730 |
Frequently asked questions
SIP Calculator
Plan your monthly investments and see how they can grow over time.
Lumpsum Calculator
See how a one-time investment could grow at different return rates.
SWP Calculator
Work out how long your withdrawals will last from a lump sum.
Step-Up SIP Calculator
Model an SIP where you increase your contribution every year.
XIRR uses Newton-Raphson iteration to find the annual return rate at which the net present value of all cash flows equals zero. Results match Excel XIRR function output. Past returns are not indicative of future performance.