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  3. Tax Saving Calculator

Tax Saving Calculator

See how much income tax you can save under the old regime by claiming deductions under 80C, 80D, NPS, HRA, and home loan interest. Deductions are capped at the statutory limits.

Your income and deductions
Tax saving summary
Tax after deductions: ₹70,200 (66%)Tax saved: ₹36,400 (34%)
34%is returns
Tax after deductionsTax saved

Tax without deductions

₹1,06,600

10.66% effective rate

Tax with deductions

₹70,200

7.02% effective rate

Total tax saved

₹36,400

Annual saving

Total deductions claimed

₹1,75,000

Reduces your taxable income

Taxable income comparison

Without deductions₹9,50,000
With deductions₹7,75,000

Frequently asked questions

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Uses old regime slabs for FY 2024-25 with the standard deduction of ₹50,000. Includes 4% Health and Education Cess. 80C is capped at ₹1.5L, 80D at ₹75K, 80CCD(1B) at ₹50K, and home loan interest at ₹2L. New regime deductions are not modelled here.