Real Estate Returns Calculator
Not the 2x story. The annualised one. See how your property's raw multiple compares to an FD and a 12% lumpsum/equity benchmark.
A property that “went 2x” sounds impressive, until you ask how long it took. A 2x in 3 years is an annualised return of about 26% a year, excellent. The same 2x stretched over 15 years is only about 4.7% a year, worse than most fixed deposits. The Real Estate Real Return Calculator converts your property's raw sale multiple into that per-year (annualised) number, net of buy and sell costs, so you see the return that actually matters, not the headline multiple.
Annualised return
1.81x net multiple6.14%
over 10.0 years
Underperformed the 7% benchmark by 0.86 percentage points a year. It also lags a 12% equity/lumpsum benchmark by 5.86 percentage points a year.
Net multiple
1.81x
Holding period
10.0 years
Total buy price (net cost)
₹54 Lakhs
₹54,00,000
Net profit
₹44 Lakhs
₹44,00,000
7% benchmark value
₹1.06 Crore
₹1,06,22,617
12% Lumpsum/equity value
₹1.68 Crore
₹1,67,71,580
Same ₹54.0L starting capital, over 10.0 years
- Buy-side costs
- ₹4,00,000
- Sell-side costs
- ₹2,00,000
- Rental income netted out
- ₹0
- Net cost
- ₹54,00,000
Frequently asked questions
Rent vs Buy Calculator
Compare the true long-term cost of renting vs buying a home, with breakeven analysis and city-specific data.
Home Affordability Calculator
Find the maximum property price you can afford based on your income, existing EMIs, and loan terms.
ROI Calculator
Calculate the return on any investment as an absolute and annualised percentage.
CAGR Calculator
Find the Compound Annual Growth Rate of any investment over a given period.
Lumpsum Calculator
See how a one-time investment could grow at different return rates.
FD Calculator
Calculate the maturity value of your fixed deposit.
Annualised return is calculated as (Net Proceeds / Net Cost) ^ (1 / Holding Years) - 1. This calculator does not account for taxes, fees, or the volatility of the actual investment. Use it for comparisons, not as a guarantee. See also our Rent vs Buy Calculator and Home Affordability Calculator.