Monthly Payout from a Rs 2 Crore Corpus over 30 Years
Find the fixed monthly payout that fully draws down a Rs 2 crore retirement corpus over a full 30 year retirement horizon at a 6% expected annual return.
A ₹2,00,00,000 corpus, drawn down over 30 years at a 6% expected annual return, supports a fixed monthly payout of ₹1,19,910.
- Corpus
- ₹2,00,00,000
- Expected annual return
- 6% p.a.
- Payout duration
- 30 years
Monthly payout
6% p.a.₹1.2 Lakh
₹1,19,910
for 30 years
Corpus
₹2 Crores
₹2,00,00,000
Total payout
₹4.32 Crores
₹4,31,67,638
+₹2,31,67,638 interest earned
Inflation-adjusted payout
₹75.16 Lakhs
₹75,15,923
total payout in today's ₹, at 6% inflation| Year | Payout | Split | Interest earned | Remaining balance |
|---|---|---|---|---|
| 1 | ₹14,38,921 | ₹11,93,319 | ₹1,97,54,398 | |
| 2 | ₹14,38,921 | ₹11,78,171 | ₹1,94,93,647 | |
| 3 |
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Assumes a constant 6% annual return and a level nominal monthly payout with no inflation adjustment. This is a fixed-term drawdown, not a life-contingent insurance annuity product.