Annuity Payout Calculator
Find the fixed monthly payout that fully draws down your retirement corpus.
Monthly payout
7% p.a.₹7.07 Lakhs
₹7,06,779
for 25 years
Corpus
₹10 Crores
₹10,00,00,000
Total payout
₹21.2 Crores
₹21,20,33,759
+₹11,20,33,759 interest earned
Inflation-adjusted payout
₹4.94 Crores
₹4,94,03,576
total payout in today's ₹, at 6% inflation| Year | Payout | Split | Interest earned | Remaining balance |
|---|---|---|---|---|
| 1 | ₹84,81,350 | ₹69,51,537 | ₹9,84,70,187 | |
| 2 | ₹84,81,350 | ₹68,40,947 | ₹9,68,29,783 | |
| 3 | ₹84,81,350 | ₹67,22,362 | ₹9,50,70,794 | |
| 4 | ₹84,81,350 | ₹65,95,204 | ₹9,31,84,648 | |
| 5 | ₹84,81,350 | ₹64,58,855 | ₹9,11,62,152 | |
| 6 | ₹84,81,350 | ₹63,12,648 | ₹8,89,93,450 | |
| 7 | ₹84,81,350 | ₹61,55,873 | ₹8,66,67,973 | |
| 8 | ₹84,81,350 | ₹59,87,764 | ₹8,41,74,386 | |
| 9 | ₹84,81,350 | ₹58,07,502 | ₹8,15,00,537 | |
| 10 | ₹84,81,350 | ₹56,14,209 | ₹7,86,33,396 | |
| 11 | ₹84,81,350 | ₹54,06,943 | ₹7,55,58,990 | |
| 12 | ₹84,81,350 | ₹51,84,694 | ₹7,22,62,333 | |
| 13 | ₹84,81,350 | ₹49,46,379 | ₹6,87,27,362 | |
| 14 | ₹84,81,350 | ₹46,90,835 | ₹6,49,36,847 | |
| 15 | ₹84,81,350 | ₹44,16,819 | ₹6,08,72,315 | |
| 16 | ₹84,81,350 | ₹41,22,993 | ₹5,65,13,959 | |
| 17 | ₹84,81,350 | ₹38,07,928 | ₹5,18,40,536 | |
| 18 | ₹84,81,350 | ₹34,70,085 | ₹4,68,29,271 | |
| 19 | ₹84,81,350 | ₹31,07,821 | ₹4,14,55,741 | |
| 20 | ₹84,81,350 | ₹27,19,368 | ₹3,56,93,758 | |
| 21 | ₹84,81,350 | ₹23,02,834 | ₹2,95,15,242 | |
| 22 | ₹84,81,350 | ₹18,56,188 | ₹2,28,90,079 | |
| 23 | ₹84,81,350 | ₹13,77,255 | ₹1,57,85,984 | |
| 24 | ₹84,81,350 | ₹8,63,699 | ₹81,68,332 | |
| 25 | ₹84,81,350 | ₹3,13,018 | ₹0 |
Frequently asked questions
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NPS Calculator
Project your National Pension System corpus and expected pension.
Assumes a constant 7% annual return and a level (fixed) nominal monthly payout with no inflation adjustment. This is a fixed-term drawdown, not a life-contingent insurance annuity product. Use this as a planning estimate, not a promise.