Asset Allocation for a 55 Year Old with Rs 1 Crore
See a suggested equity, debt, gold, and cash split for a 55 year old, pre-retirement investor with a Rs 1 crore investable amount.
For a 55 year old investor with ₹1,00,00,000 to invest, the 100 minus age rule suggests 45% in equity (₹45,00,000), with the remainder split across debt, gold, and cash.
- Investable amount
- ₹1,00,00,000
- Age
- 55 years
- Gold allocation
- 10%
- Cash allocation
- 5%
Equity allocation
100 minus age rule45%
₹45,00,000
Debt
40%
₹40,00,000
Gold
10%
₹10,00,000
Cash
5%
₹5,00,000
Total
₹1 Crore
₹1,00,00,000
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Uses the "100 minus your age" rule of thumb for the equity/debt split, a widely published static guideline, not personalized financial advice.