Asset Allocation for a 65 Year Old with Rs 50 Lakh
See a suggested equity, debt, gold, and cash split for a 65 year old, retired investor with a Rs 50 lakh investable amount.
For a 65 year old investor with ₹50,00,000 to invest, the 100 minus age rule suggests 35% in equity (₹17,50,000), with the remainder split across debt, gold, and cash.
- Investable amount
- ₹50,00,000
- Age
- 65 years
- Gold allocation
- 10%
- Cash allocation
- 10%
Equity allocation
100 minus age rule35%
₹17,50,000
Debt
45%
₹22,50,000
Gold
10%
₹5,00,000
Cash
10%
₹5,00,000
Total
₹50 Lakhs
₹50,00,000
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Uses the "100 minus your age" rule of thumb for the equity/debt split, a widely published static guideline, not personalized financial advice.