Goal Planning Calculator
Work out how much you need to invest every month to reach a financial goal, after adjusting for inflation and accounting for any savings you already have.
Required monthly SIP
12% p.a.₹1,
for 10 years to reach your goal
Inflation-adjusted goal amount
₹2.87 Lakhs
₹2,86,536
Amount to be funded by SIP
₹2.87 Lakhs
₹2,86,536
Total SIP investment
₹1.48 Lakh
₹1,47,992
Total returns earned
₹1.39 Lakh
₹1,38,544
Keep investing ₹1,233/month for just 1 more year, and you'd have ₹3,38,673 instead of stopping at your goal.
See it on the SIP Calculator →| Year | Invested | Split | Returns | Balance |
|---|---|---|---|---|
| 1 | ₹14,799 | ₹998 | ₹15,797 | |
| 2 | ₹29,598 | ₹4,000 | ₹33,598 | |
| 3 | ₹44,398 | ₹9,259 | ₹53,656 | |
| 4 | ₹59,197 | ₹17,062 | ₹76,259 | |
| 5 | ₹73,996 | ₹27,732 | ₹1,01,728 | |
| 6 | ₹88,795 | ₹41,631 | ₹1,30,426 | |
| 7 | ₹1,03,594 | ₹59,171 | ₹1,62,765 | |
| 8 | ₹1,18,393 | ₹80,812 | ₹1,99,205 | |
| 9 | ₹1,33,193 | ₹1,07,074 | ₹2,40,267 | |
| 10 | ₹1,47,992 | ₹1,38,544 | ₹2,86,536 |
Frequently asked questions
Real Estate Returns Calculator
The Real Estate Real Return Calculator finds the true annualised return on a property, net of buy and sell costs, compared against an FD and a 12% lumpsum/equity benchmark, not just the raw sale-price multiple.
Cost of Delay Calculator
See how much waiting to start a SIP actually costs you in lost returns.
Impact of Fees Calculator
See how much a fund fee like 1% a year can eat into your long-term SIP returns.
Bond Yield Calculator
Calculate a bond current yield and yield to maturity from its price and coupon.
This calculator assumes your goal "Emergency Fund" costs ₹1,60,000 today and grows at 6% p.a. inflation to ₹2,86,536 after 10 years. With no existing savings towards this goal, ₹2,86,536 to be funded via a monthly SIP of ₹1,233, invested for 10 years at 12% p.a.