Goal Planning Calculator
Work out how much you need to invest every month to reach a financial goal, after adjusting for inflation and accounting for any savings you already have.
Required monthly SIP
12% p.a.₹38,
for 10 years to reach your goal
Inflation-adjusted goal amount
₹89.54 Lakhs
₹89,54,238
Amount to be funded by SIP
₹89.54 Lakhs
₹89,54,238
Total SIP investment
₹46.25 Lakhs
₹46,24,743
Total returns earned
₹43.29 Lakhs
₹43,29,495
Keep investing ₹38,540/month for just 1 more year, and you'd have ₹1,05,83,526 instead of stopping at your goal.
See it on the SIP Calculator →| Year | Invested | Split | Returns | Balance |
|---|---|---|---|---|
| 1 | ₹4,62,474 | ₹31,191 | ₹4,93,665 | |
| 2 | ₹9,24,949 | ₹1,24,991 | ₹10,49,940 | |
| 3 | ₹13,87,423 | ₹2,89,341 | ₹16,76,764 | |
| 4 | ₹18,49,897 | ₹5,33,188 | ₹23,83,085 | |
| 5 | ₹23,12,372 | ₹8,66,614 | ₹31,78,986 | |
| 6 | ₹27,74,846 | ₹13,00,980 | ₹40,75,826 | |
| 7 | ₹32,37,320 | ₹18,49,088 | ₹50,86,408 | |
| 8 | ₹36,99,795 | ₹25,25,363 | ₹62,25,158 | |
| 9 | ₹41,62,269 | ₹33,46,060 | ₹75,08,329 | |
| 10 | ₹46,24,743 | ₹43,29,495 | ₹89,54,238 |
Frequently asked questions
Real Estate Returns Calculator
The Real Estate Real Return Calculator finds the true annualised return on a property, net of buy and sell costs, compared against an FD and a 12% lumpsum/equity benchmark, not just the raw sale-price multiple.
Cost of Delay Calculator
See how much waiting to start a SIP actually costs you in lost returns.
Impact of Fees Calculator
See how much a fund fee like 1% a year can eat into your long-term SIP returns.
Bond Yield Calculator
Calculate a bond current yield and yield to maturity from its price and coupon.
This calculator assumes your goal "House down payment" costs ₹50,00,000 today and grows at 6% p.a. inflation to ₹89,54,238 after 10 years. With no existing savings towards this goal, ₹89,54,238 to be funded via a monthly SIP of ₹38,540, invested for 10 years at 12% p.a.