Impact of a 1% Fee on a Rs 10,000 Monthly SIP over 20 Years
See how a 1% annual fee affects a Rs 10,000 monthly SIP at a 12% gross expected return over 20 years.
A 1% annual fee on a ₹10,000/month SIP over 20 years costs you ₹12,55,749 (12.6%) compared to the gross, fee-free return.
- Monthly investment
- ₹10,000
- Gross expected return
- 12% p.a.
- Annual fee
- 1%
- Time period
- 20 years
Impact of fees
11.00% net p.a.₹12.56 Lakhs
₹12,55,749
12.6% less than the gross return
Value at gross return
₹99.91 Lakhs
₹99,91,479
Value at net return
₹87.36 Lakhs
₹87,35,731
Invested amount
₹24 Lakhs
₹24,00,000
Net return rate
11.00%
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Assumes a constant 1% annual fee applied to a constant 12% gross annual return, compounded monthly. Real fund fee schedules can include entry or exit loads not modeled here.