Impact of a 2% Fee on a Rs 5,000 Monthly SIP over 25 Years
See the long-term cost of a higher 2% annual fee on a Rs 5,000 monthly SIP at a 12% gross expected return over 25 years.
A 2% annual fee on a ₹5,000/month SIP over 25 years costs you ₹27,98,724 (29.5%) compared to the gross, fee-free return.
- Monthly investment
- ₹5,000
- Gross expected return
- 12% p.a.
- Annual fee
- 2%
- Time period
- 25 years
Impact of fees
10.00% net p.a.₹27.99 Lakhs
₹27,98,724
29.5% less than the gross return
Value at gross return
₹94.88 Lakhs
₹94,88,175
Value at net return
₹66.89 Lakhs
₹66,89,452
Invested amount
₹15 Lakhs
₹15,00,000
Net return rate
10.00%
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Assumes a constant 2% annual fee applied to a constant 12% gross annual return, compounded monthly. Real fund fee schedules can include entry or exit loads not modeled here.